A budget is a financial plan that documents your income and expenditures. Now I know what you are thinking… okay, who cares about that? Well, you care about that. If we are truly honest with ourselves we can admit that money is an important topic. It allows us to live out our dreams such as owning a home or traveling the world or condemns us to a hellish nightmare filled with an account over drafting and foreclosure. Either way, money makes the world go round. If you are read